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So, as a way to achieve life success, financially planning is important to everyone, especially to college graduates who are about to live financially independently from parents for the very first time, facing historically high costs of living in most cities and limited funds to live on as a green hand in a career.
However, there are some keys to financial success listed in Table 1.
College graduates need to bear the 6 steps above in mind in making personal financial planning in order to achieve financial success  . First Step: Identifying Smart Financial Goals Identifying the financial goals help you determine the things you want to save and invest for, like ・ a vehicle ・ a tuition ・ a decent living ・ emergencies ・ your individual future goals Defining one’s financial objective is vital before planning for finances.
But young adults, who are inadequately equipped with the essential knowledge about personal finance, make many detrimental financial mistakes until they finally become smart and diligent financial planners.
If college graduates have the correct knowledge and motivation about personal finance when starting out, they can get control of their finances by making wise decisions and avoiding common pitfalls.
With these as background, the following essay will provide insightful information that college graduates want to and need to know in order to be financially successful.
The goal of this essay is to point out the importance of financial planning for college graduates who are about to make vital financial decisions and to outline some essential aspects about personal financial planning for college graduates. Steps of Personal Financial Planning for College Graduates A starting point is determining one’s personal financial goals in a realistic manner in order to set the plan.For the students studying economics as a major or minor subject, we have prepared Finance Assignment Help.Our Finance Assignment Help & Finance Homework Help are available at very cheap prices so that our online assignment help can reach to every student.Additionally, the essay will delve into different aspects of carrying out the personal financial plan such as making a budget which serves to direct wise spending, managing credits which deals with smart borrowing, saving for the future which prepares graduates for emergencies and small extra funds and lastly, it will talk about smart investing which can bring about large wealth to college graduates who start out with little money.This essay will provide insightful information for college graduates to be financially successful.We make use of finance in a manner that almost borders on instinct, making everyday purchase decisions without much thought.Finance impacts our lives without letting us know its details.This essay starts with determining one’s personal financial goals in a realistic manner in order to set the plan.Then the essay goes on to recommend college graduates to make net worth statement in order to know the starting point of carrying out the plan.For example, central bankers and finance authorities raise or lower interest rates on savings, deposits and loans that affect us in one way or another.Sellers increase prices and wage earners ask for a raise. All of these involve making financial decisions and planning.